The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Retirement Planning With Your Special Needs Child in Mind Having a special needs child adds another layer of complexity to retirement planning. A special needs trust may help. Choosing a Business Structure Entrepreneurs all face the same question, “Which business structure should I adopt?” Who Is Your Trusted Contact? This investment account question is vital and answered as early as possible.